Guaranteed Investment Certificates (GICs)

Unlock the power of Canada's largest deposit network: one account, over 70 financial institutions at your fingertips.

What is a GIC?

A secure, low-risk way to grow your money with guaranteed returns.

How GICs Work

Guaranteed Investment Certificates (GICs) are low-risk investments where you lend your money to a financial institution for a set period of time. In return, you earn a fixed interest rate, typically higher than a savings account.

Your original investment and interest earned are both guaranteed at the end of the term, making GICs a dependable savings tool.

GICs are available in various terms and rates, giving you flexibility to match your financial goals.

Contact us today to learn more and start investing securely.

Benefits of GICs

  • Security and predictable returns with a strong risk/return ratio
  • Fixed income in a rising-rate environment to diversify your portfolio
  • Flexible terms from 30-day cashable to 5-year fixed GICs
  • Access to 70+ financial institutions through the Cash Man

GIC Investor’s Guide

The GIC Investor’s Guide is everything CFOs and treasury officers need to make informed decisions about investing in GICs.

Produced in-house by our team of finance specialists, the guide is a consolidation of financial data from over 60 Canadian banks, trust companies, and credit unions. It features up-to-date credit metrics, key ratios, and deposit guarantees, as well as FAQs, investment strategies, information on Socially Responsible Investing, and more.

To get a copy of this year’s special sixth edition GIC Investor's Guide, fill out the contact form below.